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Browser-only calculator · identity protection

Identity Protection Bundle Value Calculator

Use this free calculator to compare an Aura-style identity protection bundle with buying separate identity monitoring, VPN, antivirus, password manager and credit-monitoring tools. Inputs stay local in your browser.

Original illustration of identity protection bundle value calculator

Estimate bundle value

Enter the yearly cost of separate tools you would actually replace. Leave anything you would not buy separately as $0.

$0 estimated net value

Adjust inputs to compare bundle value.

$0usable separate-tool value
$0estimated unused overlap
$0bundle cost per covered person

How to use / 使用方法

List tools you would truly replace.

Only count identity monitoring, VPN, antivirus or password manager subscriptions you would otherwise pay for.

Apply an overlap discount.

If bundled VPN or antivirus is weaker than your standalone choice, increase the unused-overlap percentage.

Verify official plan terms.

Confirm bureau coverage, family seats, restoration help, insurance terms, device limits, renewal price and cancellation policy.

Then compare providers.

Use the result as a shortlisting aid, not as a substitute for official terms or personal advice.

Official verification box / 官方验证盒

  • Check the current subscription price, renewal price and trial terms on the provider’s official site before relying on any number.
  • Verify identity theft insurance exclusions, restoration support, covered family members, credit-bureau count and monitoring categories from official plan documents.
  • For VPN, antivirus and password-manager features, confirm device limits, platform support, logging/privacy policy, breach-monitoring rules and cancellation terms.
  • Omellody is independent and not an official issuer, insurer, bank, credit bureau, VPN vendor or antivirus vendor.

What the result means

A positive number means the bundle could be worth a closer look if it replaces tools you already value. A negative number means the bundle may be expensive for your actual use case, especially if you only need credit alerts or restoration support.

Disclaimer: This educational tool does not provide personalized financial, insurance, tax, legal, privacy or cybersecurity advice. Do not enter sensitive identity information. Official provider terms control.

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FAQ

Is this an Aura recommendation?
No. It is a local calculator for estimating whether a bundle-style identity protection subscription may replace separate tools. Compare official Aura plan terms and alternatives before buying.
Does the calculator upload my identity details?
No. The JavaScript runs in your browser and uses only rough dollar estimates you type into the form. Do not enter Social Security numbers, account numbers or claim details.
Should I choose a bundle only because the result is positive?
No. A positive estimate is only a prompt to verify coverage, exclusions, renewal price, VPN limits, antivirus features and cancellation terms on official pages.
Is this financial, insurance or legal advice?
No. It is educational decision support, not personalized financial, insurance, legal, privacy or security advice.