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💸 Recurring spend cleanup

Subscription Savings Calculator

Estimate how much you can save each year by canceling forgotten subscriptions, downgrading plans, or pausing non-essential services.

Local estimate Enter rough totals only. This calculator does not connect to banks, card issuers, app stores, or subscription providers.

Estimate recurring spend

Annual memberships, renewals, domains, warranties.
Try 10–25% for a conservative cleanup.
Plan downgrades, family sharing, student pricing.

3-step cleanup plan

List every recurring charge.
Check card statements, PayPal, Apple/Google subscriptions, Amazon, and email receipts.
Cancel or downgrade safely.
Save confirmation emails, screenshots, ticket numbers, and final billing dates.
Set a quarterly review.
Use a budget app or calendar reminder so free trials do not become permanent leaks.

Do not cut essential protection

Security, backup, medical, insurance, and work tools may be worth keeping. Start with unused entertainment, duplicate storage, and subscriptions you can restart easily.

Read cancellation guide →

What to compare next

Subscription audit guide

Find every recurring charge in 90 minutes and build a cleanup workflow.

Cancel safely

Scripts and proof-of-cancellation tips for web, app, phone, email, and chat.

Budget app comparison

Compare apps that track recurring charges and alert you to spending trends.

YNAB alternatives

Compare lower-cost budgeting tools after you know your recurring-spend pattern.

Subscription savings FAQ

Does the subscription savings calculator connect to my bank?
No. It uses rough numbers you type into the page and does not connect to bank accounts, cards, app stores, or subscription providers.
What is a realistic subscription savings target?
Many households can cut 10% to 25% of discretionary recurring spend after removing duplicates, forgotten trials, unused streaming plans, and annual renewals they no longer need.
Should I cancel every subscription at once?
No. Keep services that protect your security, health, work, or family needs. Start with unused entertainment, duplicate cloud storage, and plans you can restart easily.
Can a budget app find subscriptions automatically?
Many budget apps identify recurring transactions after bank sync. Use this calculator for a quick estimate, then compare budgeting apps if you want automated tracking.