Bank Bonus Direct Deposit Requirement Fit Checker

Calculator / checker

Advertised bonus ($)Required direct deposit total ($)Requirement window (months)Estimated monthly fees ($)Current savings APY you would give up (%)

Enter your public offer numbers, then calculate. Do not enter account logins or private identifiers.

How to use

Copy only public promo or checkout numbers into the fields.
Run the estimate and note whether the result is worth a deeper review.
Use the checklist to decide what must be verified before acting.
Open the related Omellody commercial guide if you need product comparisons.

Official verification box

Before relying on any result, verify these items directly with the bank, card issuer, merchant, rewards program or official terms page:

Bonus amount, promo code and expiration date
Qualifying direct deposit definition and excluded transfer types
Minimum deposit amount and deadline
Monthly fee waiver rules
Early closure or bonus clawback terms

Pre-action checklist

The terms define what counts as a qualifying direct deposit. Your payroll/benefits provider can route deposits before the deadline. Monthly fees can be waived without extra products you do not need. The account can stay open through the clawback period. You have a backup bill-pay account during the switch.

Related Omellody tools and guides

Bank bonus real value calculator Direct deposit timeline planner Bonus clawback date calculator Online banks hub Compare online banks

FAQ

Does this confirm I qualify for a bank bonus?

No. It only helps organize the questions to verify in the bank's official promotion terms.

Should I move my payroll based on this result?

No. Use this as an educational checklist, then confirm deadlines and deposit definitions with the bank and your payroll provider.

Does it store banking information?

No. It runs in your browser and does not ask for account numbers, logins or Social Security numbers.

Disclaimer: This browser-only tool is for general education and organization. It does not provide personalized financial, tax, legal, banking, credit or travel advice. Always verify current terms with official providers before applying, transferring money, changing payroll, redeeming points or making purchases.