Calculate real bonus value
How to use
- Enter conservative numbers from your card, bank or reward program terms.
- Run the tool locally in your browser; no login or personal account data is required.
- Use the checklist to verify assumptions before applying, transferring points or moving money.
Official verification box
Bank promos vary by eligibility, direct-deposit definition, hold period and account fee schedule.
- Check issuer, bank or loyalty-program pages for current terms.
- Confirm fees, deadlines, eligibility, exclusions and clawback language.
- Keep screenshots or PDFs of terms that apply to your account.
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FAQ
Does this tool give financial advice?
No. It is an educational planning tool and does not provide personalized financial, tax or legal advice.
Do I need to enter account logins?
No. The tool runs only in your browser and never asks for card numbers, bank logins or Social Security numbers.
What should I verify officially?
Verify current issuer or bank terms, eligibility, fees, transfer ratios, deadlines and program rules before acting.
Disclaimer
This educational tool does not provide personalized financial, tax or legal advice. Results are estimates based on your inputs. Verify official terms and consider a qualified professional for your situation.