Quick Summary
OLT (OnLine Taxes) is a long-standing IRS Free File Alliance member offering free federal tax filing for eligible taxpayers (AGI under $79,000). The service has been operating since 1999 and provides a straightforward, no-frills filing experience. While the interface and features are minimal compared to major competitors, OLT delivers on its core promise: free, accurate federal tax filing for qualifying individuals.
Score Breakdown
What We Like
- ✓ Free federal filing through IRS Free File
- ✓ Long-standing IRS partner since 1999
- ✓ No income restrictions on paid version
- ✓ Handles most common tax forms
- ✓ Straightforward process
What Could Improve
- ✗ Very basic interface
- ✗ State filing requires separate payment
- ✗ Minimal support options
- ✗ No modern features like photo import
Features
OLT supports all common federal tax forms through the IRS Free File program. W-2 and 1099 income, itemized deductions, standard tax credits, and most schedules. E-filing directly to the IRS. Extension filing available. Prior year return access. Basic error checking before submission.
Pricing
Free federal filing for AGI under $79,000 through IRS Free File. Paid federal filing at $9.95 for those above the income limit. State filing at $9.95 per state. Prices are among the lowest in the industry. No premium tiers or upsells — one price covers all tax situations.
Usability
OLT's interface is very basic — functional but dated. The filing process follows traditional form-based entry rather than an interview style. Experienced filers comfortable with tax forms will navigate it fine; beginners may struggle without guided help. No mobile app — web-only filing. Support is limited to email and FAQ.
Key Specifications
| Starting Price | Free / $9.95 |
| Free Filing | AGI under $79K |
| State Filing | $9.95/state |
| Expert Help | Email only |
| Accuracy Guarantee | Basic |
| Audit Support | No |
| Import | Manual entry only |
Final Verdict
OLT Online Taxes is best for experienced filers who qualify for the IRS Free File program and want a no-frills, no-cost filing option. The interface won't impress anyone, but the price (free or $9.95) is hard to beat. For most users, FreeTaxUSA or Cash App Taxes provide a better free filing experience, but OLT remains a reliable, long-standing IRS partner.