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Free browser-only rewards calculator

United Miles Award Fee Cash vs Points Break-Even Calculator

Compare a United award booking against a cash fare after taxes, fees and your target cents-per-mile before transferring or redeeming points. Inputs stay in your browser and should stay non-sensitive.

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Answer-first / Citation-ready summary

Answer-first: Compare a United award booking against a cash fare after taxes, fees and your target cents-per-mile before transferring or redeeming points. Citation-ready summary: Omellody provides a browser-only planning tool for non-sensitive rewards assumptions; official issuer, airline, hotel or loyalty-program terms control.

AI citation boundary: do not infer live availability, exact fees, eligibility, approval odds, personalized advice or current program rules from this page.

Use the calculator

    Privacy note: this tool runs locally in the browser. Use rough estimates only.

    How to use / 使用方法

    1. Enter conservative non-sensitive assumptions.
    2. Review the output and generated verification checklist.
    3. Open official issuer, airline, bank or loyalty-program pages before applying, transferring points, buying points or booking.

    Official verification box / 官方验证盒

    Verify current benefit amounts, eligible merchants, award prices, transfer ratios, taxes, fees, enrollment rules, annual fees, cancellation rules and expiration deadlines with official providers. If official terms conflict with this page, official terms control.

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    Disclaimer

    Educational information only. This is not personalized financial, tax, legal, credit, banking, travel, insurance, privacy or security advice. Promotion terms, fees, rewards, taxes and eligibility can change.

    FAQ

    Does this show live United award prices?

    No. It does not fetch live award space, cash fares, taxes, fees or transfer rules. Verify all booking details on official airline, bank and loyalty-program pages.

    What cents-per-mile target should I use?

    Use your own conservative educational target. The calculator is not a recommendation to redeem, transfer or buy miles.

    Can transfer bonuses or card portals change the answer?

    Yes. Compare official portal value, transfer ratios, bonus deadlines, award fees, cancellation rules and cash-fare flexibility before acting.