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First American Review 2026
Comprehensive home warranty with no coverage caps
8.5
Great
Overview
First American stands out with no dollar caps on covered repairs, meaning they'll pay for the full repair regardless of cost.
Score Breakdown
Features
8.2
Value
8.3
Ease of Use
8.5
Support
8.6
Reliability
8.8
What We Like
- No dollar coverage caps
- Covers unknown pre-existing
- Comprehensive plans
- Real estate friendly
What Could Be Better
- Higher monthly cost
- Slow customer service
- Limited add-on options
Specifications
| Monthly | $40-70 |
| Service Fee | $75-100 |
| Coverage | 16-22 items |
| Free Trial | 30-day cancel |
| Nationwide | Yes |
Our Verdict
Best for those who want unlimited repair coverage without worrying about payout caps.
FAQ
No, First American does not impose dollar caps on most covered items, covering the full cost of repair or replacement.