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U

US Bank Cash+ Review 2026

5% on two categories you choose

7.6 Good
📅 Updated 2026-03-04 🏆 Ranked #9 in Cashback Credit Cards

Overview

Score Breakdown

Cashback Rates
7.3
Annual Fee Value
7.5
Sign-Up Bonus
7.6
Additional Perks
7.8
APR & Fees
7.9
Redemption Options
8.1

What We Like

  • 5% on two chosen categories
  • 2% on one chosen category
  • No annual fee
  • Unique category options

What Could Be Better

  • Must select categories quarterly
  • Lower sign-up bonus

Specifications