Chase Ink Business Cash Review 2026: $750 Bonus and 5% Business Categories
Fast answer: Chase's official Ink Business Cash page captured for this run showed a $750 cash-back new-cardmember offer after $6,000 in purchases in the first 3 months, a $0 annual fee, and category rewards that can be useful for office-supply, internet, cable, phone, gas-station and restaurant spend. The 5% and 2% tiers have annual cap rules, so this is a category card rather than a universal best card.
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Officially verified facts
| Issuer / product | Chase / Ink Business Cash Credit Card. |
|---|---|
| New-cardmember offer seen in official snapshot | Earn $750 cash back after spending $6,000 on purchases in the first 3 months after account opening. |
| 5% rewards tier | 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. |
| 2% rewards tier | 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. |
| Other purchases | 1% cash back on all other purchases. |
| Annual fee | $0 annual fee in the captured Chase page. |
| Intro APR shown | 0% intro APR for 12 months from account opening on purchases; variable APR applies after that. Reconfirm current APR and pricing terms live. |
How to apply for Ink Business Cash without common mistakes
- Open Chase's live Ink Business Cash page and confirm the exact product name, bonus, spend requirement, annual fee, APR and pricing terms.
- Check whether your business can naturally reach $6,000 in the first 3 months without manufactured spend, refundable purchases or carrying a balance.
- Map your real business expenses against the 5% and 2% category caps before assuming the card beats a flat-rate business card.
- Read Chase's current eligibility, prior-card, rewards and pricing language before applying.
- Save the live official terms and apply only if the page still matches your business needs at submission time.
Comparison / decision table
| Best fit | Small businesses with recurring office-supply, internet, cable, phone, restaurant or gas-station purchases that fit the category caps. |
|---|---|
| Compare against Ink Business Unlimited | Use Ink Business Unlimited if you prefer a simpler uncapped flat-rate structure over category tracking. |
| Compare against Ink Business Preferred | Use Ink Business Preferred as a comparison when travel, shipping, advertising or high-value transfer-partner strategy matters more than $0 annual fee cash back. |
| Skip | Skip if you would carry debt, cannot meet $6,000 organically, do not use the categories, or need premium travel protections. |
Official verification box
Facts checked before publishing
- Product name: Ink Business Cash Credit Card.
- $750 cash-back offer after $6,000 in purchases in the first 3 months after account opening.
- 5% / 2% / 1% cash-back structure and $25,000 account-anniversary-year caps on the 5% and 2% tiers.
- $0 annual fee and 0% intro APR for 12 months from account opening on purchases in the captured Chase page.
Confirm again before applying
- Current bonus amount, spend requirement, offer availability and application-channel terms.
- Rates, fees, APR, grace-period rules, late fees, foreign transaction fees, category definitions, rewards exclusions and redemption rules.
- Business-card eligibility, prior-card limitations, Chase approval rules and whether employee-card or referral language applies to your situation.
Official terms link
Related Omellody pages
Financial disclaimer
This page is general education only, not financial, tax, legal, credit, banking or business advice. Credit-card terms can change, approval is not guaranteed, and rewards never justify overspending, carrying debt, paying interest, ignoring fees or using unofficial application channels.
FAQ
What Chase Ink Business Cash bonus was verified in this run?
Chase official page captured for this run showed $750 cash back after spending $6,000 on purchases in the first 3 months after account opening. Reconfirm the live Chase page before applying.
What category rewards did the official page show?
The captured Chase page showed 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year; 2% on the first $25,000 in combined gas station and restaurant purchases each account anniversary year; and 1% on all other purchases.
Who should compare Ink Business Cash against Ink Business Unlimited?
Compare both if your business has mixed uncapped spend. Ink Cash is category-driven with caps; Ink Business Unlimited is simpler flat-rate cash back.
Was USCreditCards101 copied or translated?
No. The backlog item was only a radar lead. This page is original English editorial content based on a Chase official page snapshot and does not reuse creator text, structure, screenshots or images.